Reinventing Credit ScoringCredible is a groundbreaking blockchain network for Business Credit DataCredible is the only global distributed ledger to store business credit data on the blockchain in a way that disrupts the incumbent credit bureaus and inefficient loan processes.And we’re doing this to solve the $5.2 trillion funding gap suffered by ...Read More

Reinventing Credit Scoring

Credible is a groundbreaking blockchain network for Business Credit Data

Credible is the only global distributed ledger to store business credit data on the blockchain in a way that disrupts the incumbent credit bureaus and inefficient loan processes.

And we’re doing this to solve the $5.2 trillion funding gap suffered by SMEs each year who struggle to gain credit because of a lack of trustworthy data.

Credible has its own infrastructure, a blockchain network for public access, data contribution and querying. It is multi-country and will comprise of a large number of nodes, each a separate TEA.

Our code and design is and will always be open source and is shared on Github.

We encourage collaboration and welcome suggestions to improve the design and flow of Credible.

• Credible uses blockchain in a novel way to store cryptographically secured data
  
• Tendermint validators ensure Byzantine-fault tolerance across all nodes
  
• We adopt MongoDB as our storage layer in a noSQL database for large datasets
  
• Flexible JSON data models for hierarchy, classification and querying across credit data