Ethecal

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Description

The ethecal™ ecosystem is a blockchain based smart contract platform that will help the eradication of poverty. ethecal™ provides access to safe, fair and predictable credit for low-income workers and those otherwise denied access other than from questionable sources. At the heart of the system is ethewallet, a digital wallet designed ...Read More


ICO Link

https://ethecal.com/

Sectors

CharityFinancialSocialSoftware

Executive Summary

Let’s face it, some things are more important than others. Missing a rent payment is more important than paying for Netflix. The ethecal™ ecosystem is a blockchain based smart contract platform that will help the eradication of poverty. ethecal™ provides access to safe, fair and predictable credit for low-income workers and those otherwise denied access other than from questionable sources.  As a complete credit facilitation platform which supports verification of an individual’s ability to pay, and a supplier’s willingness to trade, ethecal™ will enable the development of a new financial ecosystem in which all can prosper from trusted connections between multiple stakeholders. The ethecal™ ecosystem benefits society as a whole by tackling poverty while delivering financial benefits for individuals as well as organisations across the public and private sector.  Individuals benefit as they gain access to safe, fair and consistent credit enabling to get their finances back on track and continue to positively participate in society. Governments and local authorities benefit from the ethecal™ system by reducing direct costs resulting from payroll and collections plus benefiting from a reduction in the direct and indirect costs associated with the negative spiral of poverty; crime, drug abuse, sickness and homelessness. Private sector organisations delivering products and services on credit will have a trusted platform on which they can deliver products and services to a segment of society that would otherwise not be reachable.
The ethecal™ is based on managing an individual outgoings, using a single channel. Imagine a bank account that lets you create unlimited sub-accounts and set up all the rules that you need to make sure that each sub-account always contains the right amount needed at the time when it is due... that’s how the ethewallet system works.  You set up as many sub-wallets as you want & then when your wages and/or benefits come into your account, all your rules are applied. All your rent money is held separately until it’s due..and then it’s automatically paid. The same is true for your car finance, your phone contract, your Christmas fund. Once it’s set up, the whole system runs automatically – so you don’t have to manage anything.

Documents

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The Team

Mr Richard Hallewell

FOUNDER CEO
Mr Marc Glen

COO

Mr Derek Lorton

CFO

Mr Pete Flaherty

Chief Legal Officer

Mr Andy Flavel

Sales Director

Ms Gloria Austin

Timeline

TODAY

19th April 2024

Current Status: On Schedule

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