Despite its position as the leading global earner, the real estate development industry has had, and still faces, challenges that undermine its true economic and human development impact. Apart from having to deal with the inevitable challenges that arise from the dynamics of climate change, fluctuations in forex and global economies and societal values, other endemic issues require urgent attention. Amongst other things, these include the problems of individuals not qualifying for loans to develop projects, low property appraisals which lead to excessive low home values, the complexity of government regulatory setups, and lack of structures to balance times of boom and financial downturns, and disclosure of personal information. 
While some of the challenges are influenced by factors beyond the immediate control of industry operators and investors, most of them call for a different approach. The view of this paper is that such an approach must take cognizance of the fact that at the heart of most of these endemic challenges is the issue of democratization of the industry by ensuring projects and processes are decentralized and offer more earning the opportunity for small-scale players. This is exactly where the idea of adopting emerging technologies like Blockchain can make a difference. 

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